U Bank’s Sila term deposit enables its customer to earn maximum profit on their idle funds. Sila term deposit provides a secured return over a range of fixed terms that is not exposed to market fluctuations to each individual account holder
Bank offers a variety of terms for its certificates of deposit; however, the bank’s rates are lackluster by and large. The bank offers standard CDs with terms ranging from one month to 60. UBank's 12-months rate is for a Term Deposit with interest paid at maturity. The standard interest rate for our 12-months Term Deposit with interest paid monthly is 0.35% p.a. Information accurate as at 2 March 2021. Source: CANSTAR. Note: Some rates displayed may include promotional/bonus rates.
Salient Features:
- Profit up to 10.5% p.a.
- Minimum Investment limit PKR 100,000/-
- Profit payment at maturity or annually
- Investment for tenure from 3 months up to 36 months
- Instrument issued in multiples of PKR. 100,000.
- Maximum Investment limit PKR 100,000,000/-
Free Services
- Free Debit Card
- First free cheque book (25 leaves)
- 2 free interbank fund transfer(s) per month
- 2 free pay order per month
Samar is a monthly payout term deposit product. This product can be availed by a customer of aged 18 years and above to allow them to put their savings in a secure term deposit to earn profit on monthly basis. The investment can be done for the tenure of 12 months, 24 months & 36 months at an attractive profit rate with the minimum deposit of amount PKR 10,000/-
Salient Features:
Ubank Term Deposit Rates
- Profit up to 10% p.a.*
- Monthly Profit payment
- Minimum Investment limit PKR 10,000/-
- Multiple tenures and maturity options of 12 months, 24 months & 36 months
- No Maximum limit on investment
- Profit withdrawal option through ATM debit card and cheque book
- IBFT Facility (for U paisa Customers)
Ubank Term Deposit Rates
Free Services
Ubank Term Deposit Rates Wells Fargo
- Free Debit Card
- First free cheque book (25 leaves)